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Check Service Charges by State


Alabama

$29.00 or amount equal to actual charge by depository institution.
$30.00 by January 01, 2003.
 

Alaska

$25.00
 

Arizona

$25.00 + bank fee 7-21-97
 

Arkansas

$25.00
 

California

$25.00 for first check and a service fee of up to $35.00 for each subsequent check to that same payee. Eff. 1/1/97.
 

Colorado

$20.00 posted at point-of-sale or 20% of the face amount of the check but not than $20.00.
 

Connecticut

$20.00
 

Delaware

$25.00
 

District of Columbia

$15.00 or fee prescribed by Mayor but only for dishonored checks in payment of any tax assessment or fees due the government of the District of Columbia.
 

Florida

$25.00 if face value does not exceed $50.00. $30.00 if face value does not exceed $300. $40.00 if face value does not exceed $400 if face value exceeds $400 fee $40.00 or 5% of face value of the check, whichever is greater. Eff. 10/1/96.
 

Georgia

$25.00 or 5% of instrument, whichever is greater. $25.00 if filing criminally.
 

Hawaii

$20.00
 

Idaho

$20.00 or the face amount of the check whichever is the lesser. Eff. 7/1/96.
 

Illinois

$25.00 or for all costs and expenses including reasonable attorney's fees incurred in collection of check. Eff. 9/18/91.
 

Indiana

The greater, $20.00 or 5% (not to exceed $250.00) of the amount of the checks
 

Iowa

$20.00 or 5% of the face, whichever is greater. $50.00 if check is presented twice. Eff. 7/1/95.
 

Kansas

$10.00 or, if a larger amount is posted conspicuously, the larger amount to be paid within 14 days. In no event shall the service charge exceed $30.00. Eff. 3/91
 

Kentucky

$30.00
 

Louisiana

$25.00 or 5% of the face value of check, whichever is greater.
 

Maine

Civil action only; not to exceed $50.00 or an amount agreed in contract with consumer.
 

Maryland

$35.00
 

Massachusetts

$20.00
 

Michigan

$25.00
 

Minnesota

Minnesota $20.00 posted at point-of-sale. Eff. 8/1/91.
 

Mississippi

$30.00 payment to be made within 15 days from receipt of notice. Eff. 7/1/92.
 

Missouri

NA
 

Montana

Reasonable amount up to $30.00 Eff. 10/01/95.
 

Nebraska

$30.00
 

Nevada

$25.00
 

New Hampshire

$25.00 Eff. 01/01/98.
 

New Jersey

$25.00
 

New Mexico

$25.00
 

New York

$20.00 Eff. 4/7191.
 

North Carolina

$25.00 posted at point-of-sale.
 

North Dakota

$25.00
 

Ohio

$30.00 or 10% or the face value or the check, whichever is greater. Eff. 1/1/97.
 

Oklahoma

$30.00
 

Oregon

$25.00
 

Pennsylvania

$25.00 provided that prior written notice is given at the time check is issued.
 

Rhode Island

$25.00 after 30 days.
 

South Carolina

$30.00
 

South Dakota

$30.00 posted at point-of-sale. Eff. 7/91
 
 
Tennessee

An amount not to exceed $29.00.
 

Texas

$25.00 plus applicable sales tax. Eff. 9/11/95.
 

Utah

$20.00
 

Vermont

$20.00
 

Virginia

$25.00 Eff. 7/1/96.
 

Washington

Reasonable handling fee, and when  not paid within 15 days a collection cost not to exceed $40.00 or face amount of check whichever is less and interest at 12% per annum.
 

West Virginia

$15.00 Eff. 6/14/92.
 

Wisconsin

All reasonable costs and expenses in  connection with the collection of the amount for which check or draft was written.
 

Wyoming

$30.00

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